Unlimited Fee Changes

In plain English: They can change fees anytime without warning you, and the new fees take effect immediately.

“We may, at our discretion, modify the Fee Schedule at any time, with or without notice, and modifications are effective as of the designated effective date.”

VERIFIED

This is an exact, word-for-word quote from E*TRADE from Morgan Stanley's Terms of Service.

Verified on May 1, 2026.

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