PayPal
Holds, Limitations, and Reserves
Confidential Risk Assessment Criteria
In plain English: PayPal can freeze your account based on secret rules they won't tell you about.
“Our decision about holds, limitations and reserves may be based on confidential criteria that are essential to our management of risk and the protection of PayPal, our customers and/or service providers.”
VERIFIED
This is an exact, word-for-word quote from PayPal's Terms of Service.
Verified on May 1, 2026.
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