180-Day Fund Hold Authority

In plain English: PayPal can freeze your money for up to 6 months if they think there's a risk or if you violated their policies.

“Holding the balance in your Balance Account, the balance in your business account, or any money waiting to be claimed through your personal account if you do not have a Balance Account linked to your personal account, for up to 180 days if reasonably needed to protect against the risk of liability o...”

VERIFIED

This is an exact, word-for-word quote from PayPal's Terms of Service.

Verified on May 1, 2026.

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