Cash App
FDIC Pass-Through Insurance
FDIC Insurance Eligibility
In plain English: Your money is protected by FDIC insurance if you get their debit card - not all fintech apps offer this protection.
“If you have a Cash App Card (as defined in Section VIII) or a Sponsored Account, or if you sponsor one or more Sponsored Accounts, your Cash App Balance and your Savings Balance are eligible for FDIC pass-through insurance through Wells Fargo Bank, N.A. Member FDIC, Sutton Bank, Member FDIC, and/or ...”
VERIFIED
This is an exact, word-for-word quote from Cash App's Terms of Service.
Verified on May 1, 2026.
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