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Buy Me a Coffee

Buy Me a Coffee retains your content after account deletion and requires broad indemnification from users. They can classify accounts as dormant after 12 months of inactivity and may handle unclaimed funds according to their discretion. Users must be 18+ and are fully responsible for all account activity.

TOS reviewed:May 2026
View Original TOS

The Bottom Line

Buy Me a Coffee retains your content after account deletion and requires broad indemnification from users. They can classify accounts as dormant after 12 months of inactivity and may handle unclaimed funds according to their discretion. Users must be 18+ and are fully responsible for all account activity.

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Notable Clauses

Dormant Account Fund SeizureDormancy, Inactivity, and Unclaimed BalancesVERIFIED

Funds remaining in an account that has not completed payout setup, or withdrawal within a reasonable period, may be held, restricted, returned to supporters where feasible, or otherwise handled in accordance with applicable financial regulations and unclaimed property laws.

Translation: They can keep your money if you don't withdraw it within their undefined 'reasonable period.'
VERIFIEDView proof →
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Anonymous · Privacy
Content Survives Account DeletionAccount deletionVERIFIED

All provisions of this agreement survive termination of an account, including our rights regarding any content you've already submitted to the Site. (For instance, if you've launched a page, deleting your account will not automatically remove the page from the Site.)

Translation: Your content stays on their platform even after you delete your account.
VERIFIEDView proof →
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Anonymous · Privacy
Broad User IndemnificationAbout indemnityVERIFIED

You agree to defend, indemnify and hold harmless Buy Me a Coffee, Our subsidiaries and affiliated companies, and Our officers, directors, employees, partners, contractors, representatives, agents, and third party providers from and against any and all claims, causes of action, damages, obligations, ...

Translation: You have to pay their legal costs if anyone sues them over anything related to your use of the service.
VERIFIEDView proof →
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Anonymous · Privacy
One Year Legal Action LimitMiscellaneousVERIFIED

You agree that regardless of any statute or law to the contrary, any claim arising out of or related to the Services must commence within one (1) year after the cause of action accrues. Otherwise, such cause of action is permanently barred.

Translation: You only have one year to sue them for anything they do wrong, even if laws normally give you longer.
VERIFIEDView proof →
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Anonymous · Privacy
No AI Training MentionedYour intellectual propertyVERIFIED

You retain full ownership of all content you post on Buy Me a Coffee.

Translation: No mention of using your content for AI training, which is better than many platforms.
VERIFIEDView proof →
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Anonymous · Privacy
Full Content Ownership RetainedYour intellectual propertyVERIFIED

You retain full ownership of all content you post on Buy Me a Coffee.

Translation: You keep ownership of everything you post - they don't claim rights to your content.
VERIFIEDView proof →
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Anonymous · Privacy

Protect Yourself

ACTIONABLE

Settings and actions you can take to limit your exposure

HIGH IMPACT

Download Your Creator Data

Export your supporter information and payment history before account deletion since content may persist on the platform

How to do it:
  1. Contact support at the email address provided in terms
  2. Request a full data export of your creator page
  3. Save supporter lists and payment records locally
HIGH IMPACT

Set Up Regular Fund Withdrawals

Prevent funds from being classified as unclaimed by establishing automatic or regular manual withdrawals

How to do it:
  1. Go to your creator dashboard payment settings
  2. Set up automatic payouts if available
  3. Schedule monthly manual withdrawal reminders
  4. Complete payout setup immediately after receiving any funds
MEDIUM IMPACT

Document Account Activity

Prevent dormancy classification by maintaining regular login activity and engagement

How to do it:
  1. Log in at least once every 11 months
  2. Make minor updates to your page or profile
  3. Check supporter messages or respond to comments
  4. Set calendar reminders for quarterly account check-ins

Disclaimer:The clauses shown above are excerpts from publicly available Terms of Service documents. Ratings and severity levels reflect community and AI assessment, not legal advice, factual claims, or determinations about a company's legality or intent. Clauses marked “VERIFIED” have been confirmed as exact quotes from the source document. Clauses marked “AI-extracted” were identified by AI and may contain errors. Always verify against the original TOS.

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