Buy Me a Coffee
Buy Me a Coffee retains your content after account deletion and requires broad indemnification from users. They can classify accounts as dormant after 12 months of inactivity and may handle unclaimed funds according to their discretion. Users must be 18+ and are fully responsible for all account activity.
The Bottom Line
Buy Me a Coffee retains your content after account deletion and requires broad indemnification from users. They can classify accounts as dormant after 12 months of inactivity and may handle unclaimed funds according to their discretion. Users must be 18+ and are fully responsible for all account activity.
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Notable Clauses
“Funds remaining in an account that has not completed payout setup, or withdrawal within a reasonable period, may be held, restricted, returned to supporters where feasible, or otherwise handled in accordance with applicable financial regulations and unclaimed property laws.”
“All provisions of this agreement survive termination of an account, including our rights regarding any content you've already submitted to the Site. (For instance, if you've launched a page, deleting your account will not automatically remove the page from the Site.)”
“You agree to defend, indemnify and hold harmless Buy Me a Coffee, Our subsidiaries and affiliated companies, and Our officers, directors, employees, partners, contractors, representatives, agents, and third party providers from and against any and all claims, causes of action, damages, obligations, ...”
“You agree that regardless of any statute or law to the contrary, any claim arising out of or related to the Services must commence within one (1) year after the cause of action accrues. Otherwise, such cause of action is permanently barred.”
“You retain full ownership of all content you post on Buy Me a Coffee.”
“You retain full ownership of all content you post on Buy Me a Coffee.”
Protect Yourself
ACTIONABLESettings and actions you can take to limit your exposure
Download Your Creator Data
Export your supporter information and payment history before account deletion since content may persist on the platform
- Contact support at the email address provided in terms
- Request a full data export of your creator page
- Save supporter lists and payment records locally
Set Up Regular Fund Withdrawals
Prevent funds from being classified as unclaimed by establishing automatic or regular manual withdrawals
- Go to your creator dashboard payment settings
- Set up automatic payouts if available
- Schedule monthly manual withdrawal reminders
- Complete payout setup immediately after receiving any funds
Document Account Activity
Prevent dormancy classification by maintaining regular login activity and engagement
- Log in at least once every 11 months
- Make minor updates to your page or profile
- Check supporter messages or respond to comments
- Set calendar reminders for quarterly account check-ins
Disclaimer:The clauses shown above are excerpts from publicly available Terms of Service documents. Ratings and severity levels reflect community and AI assessment, not legal advice, factual claims, or determinations about a company's legality or intent. Clauses marked “VERIFIED” have been confirmed as exact quotes from the source document. Clauses marked “AI-extracted” were identified by AI and may contain errors. Always verify against the original TOS.
Get notified when Buy Me a Coffee updates their TOS
We'll email you what changed and what it means
By subscribing, you agree to our Terms and Privacy Policy.